Thursday, March 15, 2012

Debt Collectors Harassing Widows

Debt collectors are continuing to harass widows and other family members to collect on the debts left by their deceased loved ones.  Harassing telephone calls and phony lawsuits are two of the means by which the debt collectors are trying to get the money owed.  This is illegal.  When you die, your estate may be liable for valid debts, but your family members are generally not liable for your debts.  One exception is when a family member guarantees a debt, such as a credit card.

One widow was contacted on the day of her husband's funeral by a debt collector trying to collect on a debt that her husband had incurred seven years before they were married.  Another woman was contacted at her work and at home for several months to collect on a debt for a truck her father had purchased before passing away.  It is not illegal to contact the family of the deceased, but it is illegal to harass them.

If you are being harassed by a debt collector, please contact us.